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Surya Josyula

The Proud Middle-Class Man

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Why Does Credit Card / Debit Prints Everything a Thief Needs?
Personal Finance

Why Does Credit Card / Debit Prints Everything a Thief Needs?

A credit or debit card has the card number, expiry date, and CVV printed on it. If someone loses that…

Surya JosyulaSeptember 9, 2026September 9, 2026
EMI : Flaws in Middle Class Thinking: Lessons from 42 Years
Personal Finance

EMI : Flaws in Middle Class Thinking: Lessons from 42 Years

For 42 years, I have navigated the complexities of the middle-class mindset. This journey has unveiled a crucial realization: our…

Surya JosyulaAugust 7, 2026August 8, 2026
Credit Card is the most innovative financial instrument, if you use like this
Personal Finance

Credit Card is the most innovative financial instrument, if you use like this

In the realm of financial instruments, credit cards stand out as a beacon of innovation, offering unique advantages that can…

Surya JosyulaFebruary 4, 2024July 27, 2025
The faster way to get out of your bad debts quickly
Personal Finance

The faster way to get out of your bad debts quickly

It’s not uncommon for individuals especially “The Middle Man” to find themselves into trap in the web of bad debts.…

Surya JosyulaFebruary 4, 2024July 27, 2025

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