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Surya Josyula

The Proud Middle-Class Man

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Category: Personal Finance

Why You Should “Put All Your Eggs in One Basket” to save money?
Personal Finance

Why You Should “Put All Your Eggs in One Basket” to save money?

Learn how strategically concentrating everyday spending on a cashback or rewards credit card can help you earn more cashback, accumulate…

Surya JosyulaSeptember 25, 2026September 25, 2026
Why Does Credit Card / Debit Prints Everything a Thief Needs?
Personal Finance

Why Does Credit Card / Debit Prints Everything a Thief Needs?

A credit or debit card has the card number, expiry date, and CVV printed on it. If someone loses that…

Surya JosyulaSeptember 9, 2026September 9, 2026
EMI : Flaws in Middle Class Thinking: Lessons from 42 Years
Personal Finance

EMI : Flaws in Middle Class Thinking: Lessons from 42 Years

For 42 years, I have navigated the complexities of the middle-class mindset. This journey has unveiled a crucial realization: our…

Surya JosyulaAugust 7, 2026August 8, 2026
Credit Card is the most innovative financial instrument, if you use like this
Personal Finance

Credit Card is the most innovative financial instrument, if you use like this

In the realm of financial instruments, credit cards stand out as a beacon of innovation, offering unique advantages that can…

Surya JosyulaFebruary 4, 2024July 27, 2025
The faster way to get out of your bad debts quickly
Personal Finance

The faster way to get out of your bad debts quickly

It’s not uncommon for individuals especially “The Middle Man” to find themselves into trap in the web of bad debts.…

Surya JosyulaFebruary 4, 2024July 27, 2025

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  • Why You Should “Put All Your Eggs in One Basket” to save money?
  • Why Does Credit Card / Debit Prints Everything a Thief Needs?
  • EMI : Flaws in Middle Class Thinking: Lessons from 42 Years
  • Reusable Shower Caps: Why This 6-Pack Budget Find is a Self-Care
  • How a trimmer of Rs. 1,199 helped me Saving Rs. 32,999 inspite of Shaving (Trimming) my beard.

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